Before, I always pay from office to office just to pay my monthly billing and it is really very stressful and time- consuming because they’re not located in the same office or street. I have to travel and ride almost around the city so I can pay on time. Paying our monthly bills is really stressful most of the time. All the priority number and long line is tiring and sometimes the teller is too lazy to make the payment process fast enough so we can get to our daily routine and make the day more progressive. Thank God for electronic payments, I can easily do the payment faster and stress free-(love the technology today). Now, I can easily pay my bills on time because it is easy and accessible using electronic payment.